The Phil Banking System

Here in our country, we have so many banks--universal banks, commercial banks, savings banks, thrift/rural savings bank, development or even agri-business banks. There are so many categories. What's ironic, most of the big or universal banks like BPI, Metrobank or Banco de Oro have all kinds of banks. These banks also have high visibility in the major cities.

Our banks, in my opinion, are in a "dog eats dog" thing. The strong and big banks do not help the small banks to survive. The small or new banks have slim chance of survival. These giant, depositor- hungry banks would rather buy or take over a weaker bank. They don't think of the employees who will be affected. The top executives only think of the bigger share of the pie they will get. Where is the moral responsibility to the constituents--the employees, the depositors and others? It has become a survival of the fittest.

Bank Mergers and Buyout

In the Phils, bank mergers or buyouts are not new. Commercial banks, when they want to be come stronger they try to acquire other banks. FarEast bank was taken over by BPI. Solidbank was taken over by MetroBank. UnionBank now takes over IEBank. PCIBank was taken over by Equitable Bank and now, Banco de Oro takes over Equitable Bank.

Such mergers or buyouts will have implications within the respective banks.

Within the banks, redundant positions like tellers or even IT positions could be removed. An employee is not certain wether she or he will still have work for the following day.

It will likewise have implications to the depositors whether we are talking about individual or corporate depositors. A firm transacting regularly with Bank A, accustomed to its practices and know the manager and employees she or he deals with, will be faced now and will have to transact with a totally new bank management.

ORGMNGT as an Elective

To the ST and IST students this 1st term, SY 2007-08---why do you think you were prescribed by your departments to take Orgmngt as your "compulsory" elective? ICTM students, you may want to share your opinion...

What Keeps Me Busy in 2007

My e-Learning interests

http://apec-elearning.blogspot.com/
http://www.apec-elearning.org
e-Eskwela project of CICT - http://eskwela.wikispaces.com/

Still my old site, for my students' consumption :)

http://mysite.dlsu.edu.ph/faculty/pinedam/

Gadgets Review - http://www.cnet.com/

My Regular Sports - http://angbadminton.blogspot.com/

And perhaps, learning a new language.

Those who have nothing to do this summer--please visit Tagaytay. It's a beautiful place.

Call for Orgmngt Student Reaction - Issue No. 1

Read the ethical case " “Not on our network, you can’t…” Downloading unauthorized files at colleges and universities" by Lawrence Hinman (http://ethics.sandiego.edu/resources/cases/Detail.asp?ID=95) . Try to answer the questions posted in the case-

a. What recommendations would you make? What principles would underlie your recommendations? To what extent is this an issue of academic integrity and ethics?

b. What rights do students have to privacy when they are on a university network? What responsibilities do universities have when students are using the university’s resources to accomplish something illegal?

Post your answers, one paragraph of answer for each set of questions. Don't forget to post your complete name and section. Due Date: Sept. 29, 9am, Manila time.

Call for Hucoint Student Reaction-- Issue no. 2

Web References-- Online version of Philippine Star

Without a law, is it illegal?By Evelyn MacairanThe Philippine Star 08/09/2005
http://www.philstar.com/philstar/news200508096601.htm

EDITORIAL – Cyber pornThe Philippine Star 08/09/2005
http://www.philstar.com/philstar/news200508092601.htm


Instructions:
Read the two related articles (news and opinion) and give a 2-3 paragraph reaction on this. Post your reaction in this blog. You may also react on other students' opinions.

Call for Hucoint Student Reaction-- Issue no. 1

In a class report made by Megan Quines, she said that according to CNN there is a rising demographic of high school students using mobile phones and PDA technology. This has caused some schools to ban PDAs and cell phones with the fear of cheating and student distraction.

Now let's have a hypothetical situation-- the university feared also the possible rise in cheating incidents and student distraction with the liberal use of mobile phones, PDAs, MP3 players and thumb/flash drives.

Hence, every time there will be an exam, the student who will take the exam will have to submit his/her techy gadget to the security. The security in return provides a claim tag in each of the items. There will be a pigeon hole to hold these gadgets/devices while the students take the exam. A student before entering the exam room will be scanned by the teacher with a metal detector to check if he/she has submitted his phone or PDA to the security.

Question: Do you find this solution justifiable? Why or why not? ( Make sure to give your answers in relation to the main issue.